FDIC insured · rated 4.8/5 by 200,000+ members

Real banking, with a little more color.

A full-service online bank — savings, checking, and CDs — built to feel human instead of stuffy. No monthly fees, no branch visits, no small print.

No minimum balance · No monthly fees · Member FDIC

Total balance

$24,318.90

+ 4.35% APY

Online savings

$16,204

+ $58 this week

Checking

$3,614

2 pending

Emergency fund goal

68%

Accounts

Three ways to bank, all with you in mind.

Whatever you're saving for, there's an account built for it — no minimums, no monthly fees, no branch visit required.

Online savings

0.00% APY

Your everyday cushion. Withdraw anytime, watch it grow every day.

Open account
Most popular

Certificates of deposit

0.00% 18-month

Lock in a rate for a fixed term, with a no-penalty option if plans change.

Compare terms

Checking

$0 monthly fee

Free debit card, early payday, and 55,000+ fee-free ATMs nationwide.

See details
Why Violet

Everything a good bank should be, in one place.

No branch, no problem — here's what you actually get.

Bank from anywhere

Deposit checks, move money, and track every goal from an app that actually feels good to use.

256-bit encryption

Same security standard used by major banks nationwide.

24/7 real support

Talk to a human any hour, any day — no hold music.

Instant transfers

Move money between accounts the moment you need to, not the next business day.

55,000+ fee-free ATMs

Find cash nearby without ever paying a withdrawal fee.

Trip to Lisbon

Space · goal $2,400

72%

$1,728 saved · $672 to go

Round-ups landing here

Spaces

A Space for everything you're saving for.

Split your money into as many goals as you like, right inside your account. No new applications, no separate logins — just a Space, a target, and a way to watch it fill up.

Create a Space in seconds

Name it, set a target, pick a color. It's ready before your coffee is.

Round up every purchase

Spare change from your debit card drops straight into any Space you choose.

Lock it until you're ready

Set a date and Violet keeps the withdraw button away from you until then.

Create your first Space
Member stories

200,000+ people switched. Here's why.

Real accounts, real balances, real reasons to leave a branch-based bank behind.

Moved my emergency fund over on a Tuesday and it was earning interest by Wednesday. My old bank made me wait a week just to open a savings account.

RM

Renee M.

Member since 2023 · Online savings

I called support at 11pm about a declined card on a trip and got a real person in under two minutes. That alone was worth switching for.

DK

Daniel K.

Member since 2021 · Checking

Locked in an 18-month CD for my house down payment and the rate actually beat every credit union I checked. No surprises at maturity either.

AT

Aisha T.

Member since 2022 · CD

Switched our small business payroll account over last spring. Instant transfers between accounts alone saved us hours every month.

JP

Jordan P.

Member since 2024 · Business checking

The 68% goal tracker on the app is oddly motivating. I've never stuck to a savings habit until I could actually watch the bar move.

SL

Sam L.

Member since 2023 · Online savings

200K+

active members

4.8/5

average app rating

$2.1B

held in member deposits

< 2 min

average support wait

Card controls

Freeze it. Unfreeze it. Instantly.

Lost your card between the couch cushions? Tap once to freeze it in the app — no call center, no waiting. Tap again the moment you find it.

Freeze in one tap

Every new charge gets declined the instant you flip the switch.

Real-time push alerts

Know about a charge before the cashier hands you the receipt.

Set limits, by category

Cap dining, shopping, or subscriptions without touching the rest.

Violet

••••   ••••   ••••   4821

Card holder

A. Morgan

Expires

09/29

Open your account in about four minutes. No paperwork, no branch.

Everything above — the savings, the CDs, the checking account with no monthly fee — starts with one form. Your first deposit can wait until you're ready.

No minimum balance · No monthly fees · Member FDIC